Intern - Credit/Commercial
About this role
Thank you for your interest in the First Merchants 2027 Summer Internship Program! First Merchants is seeking highly motivated, enthusiastic college students for our 12-week paid summer internship program.
Why Intern at First Merchants?
• Gain hands-on experience in the financial services industry • Work on meaningful projects that impact the business • Receive mentorship from experienced professionals • Build relationships with leaders across the organization • Participate in networking and development events • Volunteer alongside fellow interns during a community service project • Present accomplishments and key learnings to senior leadership
Summer Internship Program Overview
First Merchants internship opportunities are available in a variety of business areas including Credit Administration, Commercial Banking, Consumer Banking, Treasury Management, Private Wealth, Technology, Human Resources, Marketing, Risk, Operations, and other business functions.
Department Internship Duties & Responsibilities
The Commercial Intern will learn the roles within commercial banking and the products and services the bank provides commercial customers. The intern will gain skills in assessing credit risk, analyzing financial data, portfolio management, and the team-based credit decision process. The intern will also learn the commercial banking sales cycle, relationship banking, whole-bank selling techniques, and commercial banking sales management, while gaining hands-on sales experience.
Below is what you can expect to learn from an internship in Commercial at First Merchants Bank:
• Complete trend reports for borrowing base certificates. • Complete covenant monitoring and annual credit reviews. • Attend and participate in loan committees and opportunity memorandum discussions. • Partner with relationship managers on prospecting activities and participate in client calls. • Monitor loan maturity dates and recommend renewal strategies.
Successful students will possess:
• Initiative • Enthusiasm • Strong Work Ethic • Team Mentality • Self-Motivation
In addition to the learning objectives, all interns will participate in a coordinated community service project. Interns will have an opportunity to network with Executive and Senior Leadership at our Intern Meet & Greet event and will present a summary of their experience at the conclusion of the internship program.