Assistant Credit Controller
About this role
Are you analytical, accurate and risk-aware? Do reliable customer data and proactively monitoring credit risks give you energy? Then the role of Assistant Credit Controller at B&S Beauty could be the perfect fit for you! You ensure that new business relationships are assessed carefully, customer data is reliable and credit risks are properly monitored. You collect, verify and analyse data, track risk parameters, and clearly identify trends and deviations. With your reliable reports and well-founded recommendations, you make a difference every day.
Discover your Reach as an Assistant Credit Controller
You will join the B&S Beauty Finance team, where you will contribute to the careful assessment of new business relationships. Using established tools, methods and formats, you will collect, verify and analyse relevant customer and financial data. In doing so, you will help keep customer data reliable and up to date, closely monitor risk parameters and identify deviations in a timely manner. You will share your findings with senior colleagues and liaise with colleagues in Finance and the business to obtain complete information and interpret risks accurately.
This role centres on three closely connected areas: supporting the assessment of new business relationships, safeguarding the reliability of customer data and monitoring credit risks within the established risk appetite. You clearly identify trends, deviations and risks and contribute to risk, data and management reports that support decision-making. You also prepare documentation, advise managers on the application of existing procedures and precedents, and identify non-compliance with policies, procedures or regulations. Where necessary, you report and escalate deviations.
What will you do?
• Support the careful assessment of new business relationships by collecting, verifying and analysing relevant customer and financial data. • Check customer data for completeness, accuracy and currency, and identify deviations in a timely manner. • Monitor risk parameters and credit risks, identify deviations and report them to senior colleagues. • Support the analysis and assessment of whether credit risks fall within the established risk appetite. • Collect and analyse data to provide insight into trends, patterns and risks within business relationships and the customer portfolio. • Contribute to clear risk, customer data and management reports to support decision-making. • Translate analyses into well-founded recommendations and advise managers on the application of existing procedures and precedents. • Prepare documentation and reports and carefully summarise the required customer and risk data. • Identify and report non-compliance with policies, procedures, regulations or codes of conduct and escalate where necessary. • Contribute to improving processes and systems for reliable customer data and controlled credit risks.