Commercial Banker - Commercial Banking Admin COL

SUMMARY:

Responsible for the management of smaller or less complex borrowing and depository relationships with commercial clients. In addition, in conjunction with the Senior Commercial Banker you will also be responsible for the solicitation of new commercial clients through direct sales calls. The development of community and business relationships is necessary to facilitate sales referrals to our sales partners (trust, insurance, treasury management, retail, mortgage partners) and to maintain knowledge of local business conditions. This commercial banking officer must also support the Bank’s CRA lending initiatives.

CUSTOMER SERVICE SKILLS:

Willingness to provide a level of service which will clearly differentiate us from our competitors.

INTERPERSONAL SKILLS:

Professional demeanor in appearance, interpersonal relations, work ethic and attitude.

Possess clear, concise, effective written and oral communication skills to effectively express thoughts, ideas and concepts to management, bank employees and bank customers in a collaborative and solutions oriented manner.

ESSENTIAL DUTIES AND RESPONSIBILITIES:

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Originates and manages lending and deposit relationships with less complex middle market as well as larger commercial customers.

Maintains and effectively manages an individual commercial portfolio in all respects.

Analyzes financial statements and customer profiles to support the needs of existing and potential customers.

Works with other bank departments to effectively manage the credit process.

Works on multiple complex projects simultaneously, and successfully.

Works closely with the Credit Resolution department on the collection of past due loans and workout of problem credits.

Actively participates in community and civic organizations. Leverages both community development and external relationships to meet bank growth and community development goals.