Loan Officer - Retail MFB - Sales - Dhaulana - Main Road - J Grades
About this role
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• To ensure the achievement of disbursement targets with minimum delinquency • Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies. • Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach. • Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas. • Disbursement, repayment and delinquency management, achieving daily / weekly collections targets • Makes a close follow up of the disbursed loans, especially of the ones not paying on time. • Undertake regular field visits, Centre Meeting and loan applicants • Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds. • Build strong client relationships both internally and externally and build a strong brand identification with potential customers. • Ensuring weekly / daily meetings & visit to centre • Fresher to maximum of 5yrs exp + as a sales officer in microfinance business • Basic understanding about Microfinance business and JLG model working would be preferred.
Key Skills
• Relationship management, Business sourcing • Flair for sales • Understand critical attributes of customer service
Education Graduate in any discipline