Fullstack Engineer

About Fairlo

The story of Fairlo began when our founders, Jimmy and Shamon, saw first-hand how unfair and predatory lending practices can trap people in cycles of debt. Their mother had been misled by a large bank, and instead of being offered a lifeline, she was pushed further into financial difficulties. That injustice sparked something: to build a company that reimagines credit – rooted in transparency, flexibility, and respect. That company became Fairlo.

Where we are now

Since launching in 2018, Fairlo has helped tens of thousands of customers access responsible credit when life happens. With approximately 50,000 active customers, a 4.7 Trustpilot rating from 4,700+ reviews, and an incredibly low churn rate, we're proving that transparency and flexibility aren't just the right things to offer – they're a winning model.

We're a tight-knit team of around 50 people across Stockholm, Crete, and the UK. Backed by some of Sweden's most experienced investors and driven by a culture that values kindness, courage, collaboration, and common sense, we're incredibly proud of what we've built so far.

Where we're going

We're now entering the most exciting chapter in our journey so far: Fairlo is becoming a bank. With this, technology is becoming even more central to our mission – scaling our platform, launching new products, and ensuring reliability and security at every step.

At the same time, Fairlo's AI transformation is already under way. We have a plan in place and people across the company are actively working on it, with the goal of becoming a truly AI-native organisation. We believe AI is fundamentally changing how great technology is built, and we want to be at the forefront of that change. For us, being AI-native isn't just about using the latest tools. It's about rethinking how we work, solve problems, collaborate, and create value. We want AI to become a natural part of our everyday work, helping us move faster, think bigger, experiment more, and spend more time on what really matters.

That's why we're looking for curious, ambitious Fullstack Engineers who want to join that work, and who are excited not only about building great technology, but also about exploring new ways of building it.

You'll join our Fairlo Tech Hub in Heraklion, working alongside talented engineers in a cross-functional team closely integrated with our product organisation in Sweden. You'll have the opportunity to make a real impact on our technology, our ways of working, and the future of Fairlo.